There are several types of payment methods that you can link to your Coinbase account:
Best for | Buy | Sell | Add cash | Cash out | Speed | |
---|---|---|---|---|---|---|
Bank Account (ACH) | Large and small investments | ✔ | ✘ | ✔ | ✔ | 3-5 business days |
Instant Cashouts to bank accounts | Small cashouts | ✘ | ✘ | ✘ | ✔ | Instant |
Debit Card | Small investments and cashouts | ✔ | ✘ | ✘ | ✔ | Instant |
Wire Transfer | Large investments | ✘ | ✘ | ✔ | ✔ | 1-3 business days |
Small investments and cashouts | ✔ | ✘ | ✔ | ✔ | Instant | |
Apple Pay | Small investments | ✔ | ✘ | ✘ | ✘ | Instant |
Google Pay | Small investments | ✔ | ✘ | ✘ | ✘ | Instant |
Note: Coinbase doesn't accept physical checks for payment methods. Any checks we receive will be voided and destroyed.
Link a payment method
Go to Payment Methods on web or select Profile & Settings from the main menu on mobile.
Select Add a payment method.
Select the type of account you want to link.
Follow the instructions to complete verification depending on the type of account being linked.
Bank account
You can link your personal bank account instantly and securely using Instant verification by providing your online banking credentials via Plaid, or manually by using the Deposit verification process. The name on your bank account must match the verified name on your Coinbase account.
Link your bank account using Instant verification
Go to Payment Methods on web or select Profile & Settings from the main menu on mobile.
Select Add a payment method, then Bank account.
From the Plaid notification window, select Continue.
From the screen with bank logos, select or search for the name of the bank for the account you'd like to link and select Continue.
If your bank isn't listed, you'll need to link your account using the Deposit verification method.
Enter your bank's login credentials.
Additional security questions and a PIN may be required depending on your bank's security procedures.
Link your bank account manually using Deposit verification
Go to Payment Methods on web or select Profile & Settings from the main menu. on mobile.
Select Add a payment method, then Bank account.
When the Plaid notification window opens, select X to close the window.
From the subsequent "unsuccessful" window, select Manually link bank account.
Follow the prompts to enter the account details, including the account and routing numbers, then select the option to verify the account.
Two small test deposits will be made to your bank account, which usually reach your account in 2-3 business days.
Select verify for your bank account on the Payments Method page and enter the "cent" portion of the deposit amounts.
For example, if the amounts on your bank statement are $1.10 and $1.20, enter "10" and "20".
Debit card
Visa and MasterCard debit cards can be used to buy on Coinbase. We're unable to support prepaid cards, credit cards, or other types of cards. In most cases, photo ID verification is required before adding a card.
Link a debit card
Go to Payment Methods on web or select Profile & Settings from the main menu.on mobile.
Select Add a payment method, then Debit card.
Provide your debit card information.
Two small, temporary debits will be applied to your card. These transactions will be reversed; you will not be charged for them.
Go to your card's online banking activity to find the two amounts.
Enter the amounts on Coinbase to complete adding and verifying your card.
Apple Pay & Google Pay
You can purchase crypto through Coinbase using Apple Pay linked to your debit card.
If you already have a Visa or Mastercard debit card linked in your Apple Wallet, Apple Pay will automatically appear as a payment method when you’re buying crypto on an Apple Pay-supported iOS device or a Safari web browser if you’re signed in to your Apple account.
Buy crypto with Apple Pay
Select the cryptocurrency you want to buy.
Enter the amount.
Select Apple Pay from the list of available payment methods.
You can purchase crypto through Coinbase using Google Pay linked to your debit card.
If you already have a Visa or Mastercard debit card linked to your Google Wallet, Google Pay will automatically appear as a payment method when you’re buying crypto on a Google Pay-supported Android device or a supported web browser if you’re signed in to your Google account.
Buy crypto with Google Pay
Select the cryptocurrency you want to buy.
Enter the amount.
Select Google Pay from the list of available payment methods.
Bank wire
Coinbase can only accept wires if:
Your legal name on Coinbase matches the name on the bank wire.
The wire comes from a US-based bank account.
The sending bank account is linked to your Coinbase profile and not linked to another Coinbase account.
The "Reference to Beneficiary" field is left blank unless a unique reference code is needed.
The exact routing information from your Coinbase account is used for the transfer.
Your unique reference code or Coinbase wire account number is included with the wire transaction.
You’ll receive either a virtual account number or a reference code, but not both. If a reference code isn’t provided, use your unique account number. If your bank asks for more details about this transaction, you can mention that you were assigned a "Virtual Account Number (VAN)" to complete the transfer.
Note: There are no wire transaction or cashout minimums, however there is a wire fee ($10 for incoming transfers and $25 for outgoing transfers). You must have completed sufficient account verification to obtain a US dollar balance.
Add cash using a bank wire
Select the Assets tab.
Select your USD balance.
Select Add cash.
Select Wire Transfer as the funding payment method.
Use the information displayed to initiate a wire transfer denominated in US dollars from your bank account.
After the transaction has completed, the funds will be available in your Coinbase USD balance.
Wire cashouts from Coinbase
Once your USD balanceis active and you verify your wire cash out information, you can cash out from your USD balance via bank wire.
Verify your wire cash out information
Go to Payment Methods and select Add a payment method > Wire transfer.
Follow the prompts to enter the wire details provided by your bank (this will add your bank account).
Cash out via bank wire
Select your USD dollar balance from the Assets page.
Select Cash out.
Select Wire transfer in the To field.
Confirm the amount and select Cash out again.
Wired funds will typically appear in your account within 2-3 business days.
Gift cards
Gift cards can be used to add funds to your Coinbase account. Once a gift card has been redeemed, the value will be added to your account’s USD balance.
Redeem a gift card
Sign in to your account (or create a new account) and go to your payment methods.
On web: From your profile icon, select Settings > Payment methods
On mobile: From the home screen, either:
Select the menu icon, then Profile & Settings.
Select More, then Add Cash, then tap the default drop-down payment method.
Select Add a new payment method.
Note: If you see a pop-up or ad for another payment service, simply close it to proceed.
Select Gift card.
Add the gift card number and PIN.
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