Getting started

If you reside in AZ, CA, ID, OH or TN and are interested in borrowing cash from Coinbase, please start here instead.

Am I eligible to borrow cash from Coinbase?

At this time, borrowing from Coinbase is by email invitation only. We’re currently inviting eligible US customers with Bitcoin (BTC) in their Coinbase portfolio who meet certain requirements and reside in AK, AR, CT, FL, IL, NH, NJ, NC, OR, TX , VA, NE, UT, or WY. 

Coinbase does not currently use credit checks to determine eligibility. Please note that the Coinbase support team is not able to see eligibility or application status.

How much cash can I borrow if I’m eligible?

If you are an eligible Coinbase customer, you can borrow up to 30% of your Bitcoin (BTC) balance on Coinbase, up to USD $100,000. The minimum amount is $2,000.

If the USD value of your BTC increases, you may apply for more than one loan, as long as the total of all loans is under 30% of your BTC, with the maximum at $100,000. 

Does Coinbase report to credit bureaus? 

No. Coinbase does not report any loan-related information or activity to credit reporting agencies at this time.

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