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How long does a purchase or deposit take to complete?

Coinbase generally makes your funds available in your account as soon as payments clear. Since Coinbase partners with various payment service providers in different geographic regions, the timing will vary according to your location and payment method used.

You can see the delivery time of your orders at any time by clicking on the specific order on your history page.

US Customers

Purchases made using a debit card or the USD balance are made available instantly. 

The ACH bank transfer system is used for payments with your bank account and typically takes 3-5 business days* to complete after initiating a purchase. The timing will be displayed prior to confirming your order.

You may see the funds immediately debited from your bank account when you initiate the transfer, but they will not be transferred to your balance until your payment has finished moving between the banks and clears in our bank account.

After the banks have processed the transfer, the funds enter our system and you will see the money in your account sometime before the end of the estimated delivery day. This date is shown on the confirmation window when placing your order and can be located in the order confirmation email you received from us. End of the day is considered 11:59 PM PST.

Some customers may be eligible for instant bank purchases for their account.

European Customers

Since your local currency is stored within your Coinbase cash balance account, all standard purchases, as well as those made with a debit card, occur instantly. Deposits to your EUR balance using SEPA transfers can take up to 2-3 business days to complete.

United Kingdom Customers

Since your local currency is stored within your Coinbase cash balance account, all standard purchases, as well as those made with a debit card, occur instantly. Deposits to your GBP balance using GBP bank transfers (Faster Payments) normally complete within 1 business day.

Canadian and Australian Customers

For Canadian and Australian customers, purchases made using debit cards are available instantly.

*Your transaction details will always show the expected completion date of your order taking all these factors into account. 

*'Business days' are Monday to Friday. Holidays and weekends are not counted as business days. When you place an order in the evening, the ACH transfer is not started until the following business day. Your transaction details will always show the expected completion date of your order taking all these factors into account.

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