Your available balance is the amount you can transfer or cash out of your Coinbase account. This balance is your total account value minus any funds on hold.
Funds on hold
Funds from bank account (ACH or EFT) purchases or cash deposits are placed on hold and won’t be immediately available to send or cash out. During the hold period, you can sell or trade crypto bought with these funds, or use the funds to buy crypto. You can’t cash out or send crypto purchased with these funds until the hold is lifted.
This is a standard Coinbase policy and the hold time can’t be altered for security and fraud prevention purposes.
Funds on hold are displayed in local currency, whether from cash deposits or crypto purchases.
Increases in the value of crypto don't affect your cashout availability.
Hold periods
Hold periods depend on factors like account history, payment activity, and transaction history.
After buying crypto or adding cash, you'll receive a confirmation email that says when funds will be available to move out of your account. You’ll receive another email when the funds are available.
Holds typically expire by 11:59 PM PST on the date listed, but may get extended due to disputed transactions or to help ensure account safety. Coinbase Support cannot reduce the hold time.
View balance availability
Your balance summary shows how much of your account balance can currently be traded or transferred.
Mobile app
From the Coinbase mobile app, select your account balance.
Next to My Assets, select the arrow. Your balance summary will appear.
Web browser
From your account home screen, select My assets.
Select See balance summary. Your balance summary will appear.
Wire transfers and debit card purchases do not affect your availability to cash out but are subject to any existing holds on your Coinbase account.