For your security, the name on your payment method must match the name on your Coinbase account. Mismatched names will be reviewed manually in one to three business days.
Verify your Coinbase account before adding a payment method.
When withdrawing funds from your Coinbase account:
Your bank may not support the currency being withdrawn. Your bank may reject the payment or convert it to a supported currency at their exchange rate.
If your bank rejects the payment and returns the funds, Coinbase will credit the refunded amount back to your Coinbase account. The refunded amount may be lower due to wire fees charged by your bank.
To minimise potential fees, exchange rate losses or rejected payments, check your bank's currency support policies. Coinbase is not responsible for third-party exchange rates or fees. Contact your bank for more details.
Payment method | Buy | Sell | Add cash | Cash out | Settlement time |
|---|---|---|---|---|---|
SEPA Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 working days |
Easy Bank Transfer | ✘ | ✘ | ✔ Netherlands, Finland and Ireland only | ✘ | 1-3 working days |
3D Secure Card | ✔ | ✘ | ✔ Netherlands, Italy, Spain | ✔ | Instant |
iDeal | ✔ | ✘ | ✔ | ✘ | 1-3 working days |
PayPal* | ✔ | ✘ | ✘ | ✔ | Instant |
Apple Pay | ✔ | ✘ | ✘ | ✘ | Instant |
Google Pay | ✔ | ✘ | ✘ | ✘ | Instant |
* For fraud prevention, PayPal transactions can be subject to withdrawal holds.
Payment method | Buy | Sell | Add cash | Cash out | Speed |
|---|---|---|---|---|---|
3D Secure Card | ✔ | ✘ | ✔ | ✔ | Instant |
Easy Bank Transfer | ✔ | ✘ | ✔ | ✘ | Up to 2 hours |
Faster Payments Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 working days |
PayPal | ✔ | ✘ | ✘ | ✔ | 1 working day |
SEPA Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 working days |
Apple Pay | ✔ | ✘ | ✘ | ✘ | Instant |
Google Pay | ✔ | ✘ | ✘ | ✘ | Instant |
UK customers have access to both a GBP and EUR balance within their Coinbase account, but the balances are funded with different payment methods. Cashouts may not be available for all UK customers. Sells will be offered in instances where cashout is not available.
Note: Coinbase does not accept physical checks or bill pay for cryptocurrency purchases, or to add cash to your cash balance. Checks will be returned to sender upon receipt via mail, provided a mailing address is present.
Payment method | Buy | Sell | Add cash | Cash out | Speed |
|---|---|---|---|---|---|
Debit card | ✔ | ✘ | ✘ | ✘ | Instant |
USD bank account (SWIFT) | ✘ | ✘ | ✔ | ✔ | 3–4 business days |
Troubleshoot payment method addition
For card verification, Coinbase sends two test charges of between 1.01 and 1.99 in your local currency. If these test transactions are not visible, try again or:
Review pending or processing charges with your card issuer.
After 24 hours, ask your card issuer about any pending Coinbase authorisations or if the charges have been blocked.
Note:
1.00 charges are caused by the card processing network and are not used for verification.
We will cancel the verification charges and they will disappear after 10 business days.
3D Secure card addition
Your card must be 3D Secure enabled. If your card doesn't support 3D Secure, you’ll see an error message. Card processors may block Coinbase or crypto transactions, stopping card verification. This is determined by your card provider, not Coinbase. Please ask your card provider about their crypto policies. A card can only be linked to one Coinbase account at a time.
Coinbase doesn’t support transactions from prepaid, reloadable, secured, or business cards.
Add a card to your payment methods:
Web
Sign in to Coinbase.com.
Go to your profile.
Select Settings.
Select Payment methods.
Select Add a paymentmethod and choose Credit/Debit card.
Review details and select Continue.
Enter requested information.
Select Add Card to confirm.
Mobile app
Access the Coinbase mobile app.
Select the menu icon.
Select Profile & Settings.
Select Add a paymentmethod and choose Credit/Debit card.
Review details and select Continue.
Enter requested information.
Select Add Card to confirm.
If your card is supported and 3D Secure enabled, it should be verified.
Remove a card from your payment methods:
Web
Sign in to Coinbase.com.
Go to your profile.
Select Settings.
Select Payment methods.
Choose the card you wish to delete.
Select Remove.
Mobile app
Access the Coinbase mobile app.
Select the menu icon.
Select Profile & Settings.
Choose the card you wish to delete.
Select Remove.
Buy using a card:
Web
Sign in to Coinbase.com.
Select Buy.
Select Pay with and choose your card.
Enter the purchase amount and frequency.
Select an asset to buy.
Select Review Order.
Select Buy now to confirm the order.
Mobile app
Access the Coinbase mobile app.
Select Buy & sell.
Select Buy.
Select an asset to buy.
Enter the purchase amount and frequency.
Select Pay with and choose your card.
Select Review Order.
Select Buy now to confirm the order.
Withdraw funds using a card:
Web
Sign in to Coinbase.com.
Select the My assets tab.
Select Withdraw cash.
Choose your card and enter the amount you wish to withdraw.
Select Preview.
Select Withdraw Cash Now to confirm the transaction.
Card cashouts are typically processed instantly, but the transfer speed may vary depending on your bank or card provider.
A successful deposit will verify your bank account. For transfer details, including your unique reference code, follow the steps in the section Add and verify your payment method.
Bank transfers made through Single Euro Payments Area (SEPA) are used for transfers denominated in Euros (EUR) and have no fees. Deposits in currencies other than Euros are not accepted and will be automatically returned within 10 business days.
How to add cash using a SEPA bank account:
Sign in to your Coinbase account.
Select the My Assets tab and choose Deposit.
Select Euro bank account and review the banking information.
From your bank or banking app, initiate the deposit using the banking information displayed in the Coinbase app.
How to cash out using a SEPA bank account:
Sign in to your Coinbase account.
Select the My Assets tab and choose Withdraw.
Enter the amount to withdraw and select your SEPA bank account as your payment method.
Preview the transaction and confirm by clicking Withdraw cash now.
SEPA deposits and withdrawals can take 1–3 business days.
PayPal account addition
For PayPal support, refer to our PayPal FAQ article.
Google Pay and Apple Pay addition
Apple Pay or Google Pay appear as a payment method when a Visa or Mastercard debit card is linked to your Wallet. If they don’t, make sure you're using a supported device or browser and your settings are correct.
A successful deposit will verify your bank account. For transfer details, complete the steps in the section Add and verify your payment method.
Instructions, including bank account number, are unique to your Coinbase account. There is no need for a transaction reference.
Customers in the Netherlands can use iDEAL to link their bank account to buy crypto or fund their Coinbase account. Verification requires bank sign-in.
Blik allows customers in Poland to link their bank account to buy crypto. Customers will be prompted to sign into their bank to complete verification.
Customers in Denmark, Sweden and Germany can link their bank accounts via Trustly to buy crypto or fund their Coinbase account, based on their residence. Verification requires bank sign-in.