Available payment methods

You can use several payment methods in your Coinbase.com account.

	Best for	Buy	Sell	Add cash	Cash out	Speed
3D Secure Card	Instant crypto purchases	✔	✘	✘	✘	Instant
Easy Bank Transfer	Adding cash (GBP)	✔	✘	✔	✘	Up to 2 hours
Faster Payments Transfer	Large amounts, adding cash (GBP), cashing out	✘	✘	✔	✔	1-3 working days
Instant Card cashouts	Cashing out	✘	✘	✘	✔	Instant
PayPal	Crypto purchases and cashing out	✔	✘	✘	✔	Instant
SEPA Transfer	Large amounts, adding cash (EUR), cashing out	✘	✘	✔	✔	1-3 working days

Before you move on:

UK customers have access to both a GBP and EUR balance within their Coinbase account.
- Balances are funded using different payment methods.
Cashouts may not be available for all UK customers.
- Sells will be offered in instances where cashouts aren’t available.
- Funds from sells are deposited into your primary balance.
Make sure your bank allows you to transfer money to a crypto exchange.

Note:

Coinbase currently doesn’t accept physical cheques or bill pay as a payment method to purchase crypto or to add cash to a balance. Cheques will be returned upon receipt via mail, provided a postal address is present.

3D Secure Card

With a 3D Secure Card, you will not have to pre-fund your account to buy cryptocurrency. You can purchase cryptocurrency instantly without waiting for a bank transfer to complete.

To find out whether your card supports 3D Secure, contact your credit/debit card provider directly or simply try adding it to your Coinbase account. You will get an error message if your card does not support 3D Secure.

Some banks require security steps to authorise a purchase using 3D Secure. These may include text messages, a bank-provided security card, or security questions.

Single Euro Payments Area (SEPA)

Bank transfers made via Single Euro Payments Area (SEPA) are used to send payments denominated in Euros (EUR) within the SEPA. SEPA transfers have no fees and can only be denominated in EUR.

SEPA transfers only process on working days and can take up to seven calendar days if sent over a weekend or bank holiday.

Checklist for SEPA success

Confirm that your bank supports SEPA transfers before sending funds.
Have a verified ID and phone number added to your Coinbase account.
Ensure that the name on your bank account matches the name on your Coinbase account.
- Corporate or institutional bank accounts aren’t supported unless the institutional onboarding process is completed.
Include your unique reference code in your bank transfer exactly as it appears.
Only add cash denominated in EUR.

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