ACH is only available to US clients. Users must verify their bank via Plaid or CDV to enable this payment method. Plaid offers same day verification while CDV may take multiple business days.
Verification with CDV
Open the trading view
On the left-hand column under Wallet Balance, select Deposit
In the Currency Type field, select USD
Select the Bank Account tab > From > Add Account
Select the 'X' on the Plaid pop-up and click ‘Get started’ to verify Bank with deposits
Select 'Checking' on the page asking for your account and routing numbers. (Selecting “Business Checking” causes an error since this is technically a business account already.)
Input your account and routing information, account name, and then click ‘Verify bank’. and follow the prompts. This will initiate 2 small test deposits to your bank account. Please allow 2-4 days for these deposits to reach your account.
After you receive the deposit amounts at your bank, go to https://www.coinbase.com/payment_methods and click 'Verify' next to the account to complete the process
Enter the amounts listed after the decimal point. For example, if the amounts are $0.21 and $0.09, enter 21 and 09 and your account should be verified
If you do not receive the test deposits into your bank account after 4 days, please contact Coinbase Exchange support for additional help.