Coinbase offers our cash and Hosted Cryptocurrency balance service free of charge, allowing you to store your cash and supported cryptocurrency at no cost. We don't charge for transferring crypto from one Coinbase user’s primary balance to another user’s primary balance.
For transactions on cryptocurrency networks (i.e., transfers of cryptocurrency off the Coinbase platform), Coinbase incurs and pays network transaction fees (e.g., miner’s fees). We'll charge a fee based on our estimate of the prevailing network fees for a standalone wallet-to-wallet send. The final fee that Coinbase pays may differ from the estimated fee (for example, due to your transaction being batched with other transactions or due to changes in network congestion levels). All fees we charge are disclosed at the time of transaction.
Due to potential efficiency gains from batching transactions, the aggregate amount of estimated network fees paid by users within a given batch may exceed the final network fee paid by Coinbase.
When adding cash or cashing out, you may be charged a fee depending on the payment method that you select. Please review the fee details prior to completing the transaction.
Cryptocurrency transactions
Coinbase may charge fees when you buy, sell, or convert cryptocurrencies. Fees are calculated at the time you place your order and may be determined by a combination of factors, including but not limited to your location, the selected payment method, the size of the order, and market conditions such as volatility and liquidity. Fees will be listed in the trade preview screen before you submit your transaction and may differ for similar transactions.
Coinbase also includes a spread in the price when you use simple Trade to buy or sell cryptocurrencies, as well as in the exchange rate when you convert cryptocurrencies. This allows us to temporarily lock in a price for trade execution while you review the transaction details prior to submitting your transaction. When using Advanced Trade, no spread is included because you're interacting directly with the order book.
Credit transactions
If you borrow USD from Coinbase or an affiliate of Coinbase and we have to sell your BTC collateral (as we are authorized to do under an applicable loan agreement), we'll charge you a flat fee of 2% of the total transaction.
Spending with the Coinbase Card has no transaction fees.
Coinbase does include a spread in the price to buy or sell cryptocurrencies. This allows us to temporarily lock in a price for trade execution while you review the transaction details prior to submitting your transaction.
You may be charged fees by an ATM operator. Please refer to your Coinbase Cardholder Agreement for further details.
There is no fee to stake or unstake. Coinbase takes a commission based on the rewards you receive from the network. As of March 2, 2023, our standard commission is 35% for ADA and SOL (26.3% for eligible Coinbase One members) and 25% for ETH, ALGO, XTZ, and ATOM (for ALGO, XTZ, and ATOM, 15% for eligible Coinbase One members). Some users may receive offers for staking promotions with lower rates. The APY and rewards shown in your account always reflects the earnings you receive after our commission. You can find more about commissions in the Coinbase User Agreement.
If you sent an unsupported cryptocurrency to your Coinbase account, it may be eligible for recovery. We’ll charge a network fee for the recovery attempt. For recoveries with an estimated value of over $100, we’ll also charge a 5% recovery fee on the amount over $100. The estimated value of the recovery may differ from the actual market value of the recovery.
