Coinbase offers our cash and Hosted Cryptocurrency balance service free of charge, allowing you to store your cash and supported cryptocurrency at no cost. We don't charge for transferring crypto from one Coinbase user’s primary balance to another user’s primary balance.
For transactions on cryptocurrency networks (i.e., transfers of cryptocurrency off the Coinbase platform), Coinbase incurs and pays network transaction fees (e.g., miner’s fees). We'll charge a fee based on our estimate of the prevailing network fees for a standalone wallet-to-wallet send. The final fee that Coinbase pays may differ from the estimated fee (for example, due to your transaction being batched with other transactions or due to changes in network congestion levels). All fees we charge are disclosed at the time of transaction.
Due to potential efficiency gains from batching transactions, the aggregate amount of estimated network fees paid by users within a given batch may exceed the final network fee paid by Coinbase.
When adding cash or cashing out, you may be charged a fee depending on the payment method that you select. Please review the fee details prior to completing the transaction.
Credit transactions
If you borrow USD from Coinbase or an affiliate of Coinbase and we have to sell your BTC collateral (as we are authorized to do under an applicable loan agreement), we'll charge you a flat fee of 2% of the total transaction.
Trading Fees and Spread
Coinbase Fees
Coinbase charges fees when you buy, sell, or convert cryptocurrencies. Fees are calculated at the time you place your order and may be determined by a combination of factors, like your selected payment method, the size of the order, and/or jurisdictional location.
Fees are listed in the trade preview screen before you submit your transaction and may differ for similar transactions. By completing an order, you are agreeing to pay the applicable Coinbase fees for that transaction.
Spread
When you preview and place simple buy and sell orders, Coinbase includes a spread in the quoted price. Spread is also included in the exchange rate when you convert from one crypto to another crypto. Quoted prices or exchange rates are shown on the trade preview screen before you submit your transaction.
Spread is added to the market price to allow Coinbase to temporarily lock in your price while your order is processed to maximize the likelihood of success. Traders find spread most useful when trading low liquidity assets or during times of high volatility. Note that spread may differ for similar transactions.
Advanced Trade
No spread is included for Advanced Trade because you're interacting directly with the order book.
Coinbase One
Coinbase One is a subscription product that allows members to buy and sell cryptocurrencies without fees, subject to limitations. Members may have spread included in their quoted prices.
Changes to Trading Fees and Spread
From time to time, Coinbase tests changes to fees and/or spread. Sometimes this will result in broader changes rolled out across different regions, assets, order sizes, and types of trades.
Coinbase shows you the total amount, inclusive of spread and fees, each time you preview a trade and afterwards in your transaction history.
Trade Execution
All trades from your Primary Balance are executed through either Coinbase Exchange’s central limit order book or competitive auctions. You can transparently see, in real-time, a given market’s order book, bid, ask, and depth. And these order books power the quoted prices that you see during trading.
Coinbase does not have any payment for order flow (PFOF) relationships with market makers.
Spending with the Coinbase Card has no transaction fees.
Coinbase does include a spread in the price to buy or sell cryptocurrencies. This allows us to temporarily lock in a price for trade execution while you review the transaction details prior to submitting your transaction.
You may be charged fees by an ATM operator. Please refer to your Coinbase Cardholder Agreement for further details.
There is no fee to stake or unstake. Coinbase takes a commission based on the rewards you receive from the network. As of March 2, 2023, our standard commission is 35% for ADA, DOT, and SOL (26.3% for eligible Coinbase One members) and 25% for ETH, XTZ, and ATOM (for XTZ, and ATOM, 15% for eligible Coinbase One members). Some users may receive offers for staking promotions with lower rates. The APY and rewards shown in your account always reflects the earnings you receive after our commission. You can find more about commissions in the Coinbase User Agreement.
If you sent an unsupported cryptocurrency to your Coinbase account, it may be eligible for recovery. We’ll charge a network fee for the recovery attempt. For recoveries with an estimated value of over $100, we’ll also charge a 5% recovery fee on the amount over $100. The estimated value of the recovery may differ from the actual market value of the recovery.
