With the Coinbase One Card, you'll get bitcoin back on purchases, and the bitcoin-back rate grows with the amount of assets you hold on Coinbase.
Note: Coinbase does not lend or rehypothecate your crypto to fund card rewards, or for any reason without your instruction. Your assets remain in your control unless you explicitly choose to participate in programs such as staking or lending..
Bitcoin-back rewards
Bitcoin-back tiers:
2.0% up to $10k of assets on Coinbase
2.5% between $10k and $50k of assets on Coinbase*
3.0% between $50k and $200k of assets on Coinbase*
4.0% for assets over $200k or more*
*Note: The 2.5%, 3% and 4% reward rates apply to the first $10,000 in eligible purchases each calendar month. After that, you'll earn up to 2% on additional eligible purchases for the rest of the calendar month. Reward rate limits reset at the start of each calendar month.
To track your bitcoin-back rewards:
From the Coinbase app, select the Credit card tab.
On the Balance page, select Rewards.
The Rewards page will show you what level of rewards you currently qualify for.
To see the full list of your rewards payouts, select See payouts.
Note: Coinbase One Card rewards are not taxable at the time of receipt, as they’re considered rebates, like traditional cashback or points. However, if the Bitcoin rewards increase in value, the appreciated amount is taxable when sold or disposed of.
Additional cardholder benefits
Bitcoin Drops monthly sweepstakes
Earn entries into the Bitcoin Drops $100,000 sweepstakes for every $100 you spend on eligible transactions with your Coinbase One Card and every $100 you trade on Coinbase.
Note: You cannot combine card spending and trades to meet the $100 minimum. You must make $100 in qualifying trades or $100 in Coinbase One Card purchases.
For more details on how to enter for a chance to win, check the Bitcoin drops section of your Coinbase One Card homepage.
No purchase necessary. A purchase, transaction, or payment of any kind will not increase your chances of winning. Participation is limited solely to legal residents of the fifty United States, and the District of Columbia who are 18 years or older at time of entry. Void where prohibited by law. Must have a Coinbase account subject to the Coinbase User Agreement to receive a prize. Participating constitutes your acceptance of the Official Rules. See the Official Rules for full details on how to enter and the monthly promotional period.
Eligible trades
Any buy, sell, or convert trade made on Coinbase will count, with the exception of the following:
Trades on Coinbase Advanced
Trades between a stablecoin and a fiat currency
Trades between two different stablecoins
Trades made on a DEX or through DeFi lending products
Note: Entries from pending transactions may appear initially, but later be removed if the transaction is canceled or fails. If you believe your entries were removed in error, please contact Customer Support.
American Express® partnership benefits
Retail Protection
Extended Warranty
Return Protection
Amex Offers
Amex Experiences™
Worldwide Car Rental Loss & Damage Insurance
Trip Cancellation/Trip Interruption
Lost or Damaged Luggage Insurance
Roadside Assistance
Emergency Assistance
Certain exclusions, restrictions, and limitations apply. Please refer to the Terms and Conditions.
Note: Although the Coinbase One Card runs on the Amex network, it won't appear in your Amex account.