Earn a USDC APY boost

Eligible new and existing Coinbase One members in the United States may be presented with a limited‑time opportunity to earn a promotional APY boost on eligible USDC balances for a promotional period of ninety (90) days from activation.*

Eligibility

To be eligible for this offer, you must:

  • Be an active Coinbase One member

  • Reside in the United States

  • Have received the offer in your Coinbase app or Coinbase.com account

  • Deposit a minimum qualifying amount of USDC within the offer window (found on the offer detail page)

For non-Coinbase One members, select the on-screen offer to join and unlock the offer.

Note: Meeting the eligibility criteria does not guarantee receipt of this personalized offer.

Boost details

Boosted rate: Your offer is a personalized USDC APY boost offer and is specific to you. You can find your rate displayed in the offer email, in-app notification, and within the Rewards Hub. Rates may change.

Duration (boost period): 90 days from the day you meet the deposit requirement. It may take up to 24 hours for your promotional APY boost to begin accruing on eligible USDC (up to your cap).

Balance limit: The boost is capped at a per-customer balance. If your USDC balance exceeds the $500,000 cap, the additional amount earns the standard Coinbase One rate, and your displayed rate reflects a weighted average of both rates. You can view your cap within your personalized offer email or Rewards Hub.

Payouts: Rewards accrue daily and pay out weekly on the same schedule as standard USDC rewards.

Track deposit requirement progress

Track your progress toward the deposit requirement in real-time in the Rewards Hub and your Cash balance.

Withdrawing USDC

Before you qualify: Withdrawing USDC reduces your progress toward the deposit requirement.

After you qualify: Withdrawing USDC does not affect your boost. You keep your personalized rate for the full 90-day period. After the boost period ends, any applicable USDC rewards will revert to the then‑current standard USDC rewards rate available to you.

Coinbase One membership

You must remain an active Coinbase One member to receive the USDC APY boost payouts. If you cancel your Coinbase One membership during the boost period, payouts pause for days your membership is inactive. If you re-subscribe, your boost resumes at the next scheduled payout. Coinbase does not pay boost rewards for days when your membership was inactive; the days are forfeited and your promotional APY boost is not extended beyond the original 90 days.

A Coinbase One subscription renews automatically and requires recurring payments. Membership benefits may be changed or removed without notice. Some membership benefits are not available in all regions and are not available to all users.

*Limited-time, personalized offer for eligible Coinbase One members in the United States only. Your Offer will specify your APY boost, qualifying deposit or balance requirement, and the maximum eligible USDC balance (“Cap”). Once you meet your Offer requirements, a promotional APY boost will begin accruing within 24 hours on eligible USDC up to your Cap for ninety (90) days from activation, after which any USDC rewards revert to the then-current standard USDC rewards rate. Offer subject to availability and may be modified, suspended, or revoked by Coinbase at any time, in its sole discretion. See additional terms for details.

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