Add and verify a payment method - EMEA

You can choose from a variety of payment methods to fund your Coinbase account, based on your location. For your security, the name on your payment method should match the name on your Coinbase account. Mismatched names will be manually reviewed in one to three business days.

To add a new payment method:

  1. Sign in to Coinbase and select your profile icon (desktop browser) or the menu icon (mobile app).

  2. Choose Settings (desktop browser) or Profile & Settings (mobile app), then navigate to Payment methods

  3. Select Add a payment method

  4. Choose your preferred payment method.

  5. Complete the prompts to verify your payment method.

Available payment methods by country

Payment method

Buy

Sell

Add cash

Cash out

Speed

SEPA Transfer

1-3 business days

Easy Bank Transfer

Netherlands, Finland and Ireland only 

1-3 business days

3D Secure Card

Netherlands, Italy, Spain

Instant

iDeal

1-3 business days

PayPal*

Instant

Apple Pay

Instant

Google Pay

Instant

* For fraud prevention, PayPal transactions can be subject to withdrawal holds.

Payment method

Buy

Sell

Add cash

Cash out

Speed

3D Secure Card

  ✔

  ✘

      ✔

Instant

Easy Bank Transfer

  ✔

  ✘

    ✔

  ✘

Up to 2 hours

Faster Payments Transfer

  ✘

  ✘

    ✔

      ✔

1-3 business days

PayPal

 ✔

  ✘

    ✘

      ✔

1 business day

SEPA Transfer

  ✘

  ✘

    ✔

      ✔

1-3 business days

Apple Pay

Instant

Google Pay

Instant

Payment method

Buy

Sell

Add cash

Cash out

Speed

Debit card

Instant

USD bank account (SWIFT)

3-4 business days

Troubleshoot payment method addition

Before continuing:

  • Make sure you’ve completed identity verification. 

  • Your country of residence should be up to date on your account.


3D Secure Card addition

Your card must be 3D Secure enabled. If your card doesn't support 3D Secure, an error message will appear. Card processors may block Coinbase or cryptocurrency transactions entirely, which will prevent the card from being verified. This is determined by your card provider, not Coinbase. Please ask your card provider about their cryptocurrency policies. A card can only be linked to one Coinbase account at a time.

Important

Coinbase doesn’t support transactions from prepaid, reloadable, secured, or business cards.

How to add a card to your payment methods:

  1. Navigate to Profile & Settings (mobile) or Settings (browser).

  2. Select Add a payment method and choose Credit/Debit Card.

  3. Enter the information requested.

  4. Confirm by selecting Add Card.

If the card is of a supported type and has 3D Secure enabled, it should now be verified.

How to remove a card from your payment methods:

  1. Navigate to Profile & Settings (mobile) or Settings (browser).

  2. Select the Payment Methods section, and choose the card you wish to delete.

  3. Select Remove.

How to buy using a card:

  1. Sign in to your Coinbase account.

  2. Select Trade and choose Buy.

  3. Select the asset you wish to buy.

  4. Enter the amount and frequency for the purchase, select your card (for a one-time or recurring buy), and choose Preview Order.

  5. Confirm the order by selecting Buy Now.

How to withdraw funds using a card:

  1. Sign in to your Coinbase account.

  2. Select the My Assets tab and choose Withdraw.

  3. Choose your card, enter the amount you wish to withdraw, and select Preview.

  4. To confirm the transaction, select Withdraw Cash Now.

Card cash outs are typically processed instantly, but the transfer speed may vary depending on your bank or card provider.

A successful deposit will verify your bank account. For transfer details, including your unique reference code, follow the steps in the section Add and verify your payment method.

Important

  • Your Coinbase account must be fully verified. 

  • The name on the bank account must match the name on the Coinbase account. 

  • Deposits cannot be sent from a business account.

  • Deposits cannot be sent from pooled accounts, such as a WISE payment.

  • Deposits cannot be made from shared bank accounts. 

  • A bank account can only be linked to one Coinbase account. 

  • According to our Terms and Conditions, you can only have one personal account per customer. Any additional accounts must be deleted.

  • Deposits can be accepted from joint accounts, but require additional approval. The name of the customer must be visible on the deposit information.

  • Please do not enter anything in the reference field other than the Coinbase reference code, as this may delay transactions.

Bank transfers made through Single Euro Payments Area (SEPA) are used for transfers denominated in Euros (EUR), and have no fees. Deposits in currencies other than Euros are not accepted and will be automatically returned within 10 business days. 

How to add cash using a SEPA bank account:

  1. Sign in to your Coinbase account.

  2. Select the My Assets tab and choose Deposit.

  3. Select Euro bank account and review the banking information.

  4. From your bank or banking app, initiate the deposit using the banking information displayed in the Coinbase app.

How to cash out using a SEPA bank account:

  1. Sign in to your Coinbase account.

  2. Select the My Assets tab and choose Withdraw.

  3. Enter the amount to withdraw and select your SEPA bank account as your payment method.

  4. Preview the transaction and confirm by clicking Withdraw cash now

SEPA deposits and withdrawals can take 1-3 business days.

PayPal account addition

For PayPal support, refer to our PayPal FAQ article.

Google Pay and Apple Pay addition

Apple Pay or Google Pay appear as a payment method when a Visa or Mastercard debit card is linked to your Wallet. If they don’t, make sure you're using a supported device or browser and your settings are correct.

A successful deposit will verify your bank account. For transfer details, complete the steps in the section Add and verify your payment method.

  • Instructions, including bank account number, are unique to your Coinbase account. There is no need for a transaction reference.



Customers in the Netherlands can use iDEAL to link their bank account to buy crypto or fund their Coinbase account. Verification requires bank sign-in.

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