Add and verify your payment method
Sign in to Coinbase and navigate to Payment methods.
Select Add a payment method.
Select your preferred payment method.
Complete the provided steps to verify your payment method.
Types of payment method verification include:
Instant verification verifies through Plaid, or the payment method's online banking portal.
Manual verification, or check digit verification (CDV), verifies through small test transfers to your bank account.
Deposit verification verifies with a successful deposit into your Coinbase account from your payment method.
Available payment methods by country
Payment method | Buy | Sell | Add cash | Cash out | Speed |
|---|---|---|---|---|---|
SEPA Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 business days |
Easy Bank Transfer | ✘ | ✘ | ✔ Netherlands, Finland and Ireland only | ✘ | 1-3 business days |
3D Secure Card | ✔ | ✘ | ✔ Netherlands, Italy, Spain | ✘ | Instant |
Instant Card Cashouts | ✘ | ✘ | ✘ | ✔ | Instant |
Sofort | ✘ | ✘ | ✔ | ✘ | Up to 8 business days |
iDeal | ✔ | ✘ | ✔ | ✘ | 1-3 business days |
PayPal* | ✔ | ✔ | ✘ | ✔ | Instant |
Apple Pay* | ✔ | ✘ | ✘ | ✘ | Instant |
GooglePay* | ✔ | ✘ | ✘ | ✘ | Instant |
* Apple Pay and Google Pay are not available in all regions in EU at this time
* 3D Secure deposits are not available in all regions in the EU at this time
* For fraud prevention, PayPal transactions can be subject to withdrawal holds based on our internal criteria
Payment method | Buy | Sell | Add cash | Cash out | Speed |
|---|---|---|---|---|---|
3D Secure Card | ✔ | ✘ | ✔ | ✘ | Instant |
Easy Bank Transfer | ✔ | ✘ | ✔ | ✘ | Up to 2 hours |
Faster Payments Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 business days |
Instant Card cashouts | ✘ | ✘ | ✘ | ✔ | Instant |
PayPal | ✔ | ✘ | ✘ | ✔ | 1 business day |
SEPA Transfer | ✘ | ✘ | ✔ | ✔ | 1-3 business days |
Apple Pay | ✔ | ✘ | ✘ | ✘ | Instant |
Google Pay | ✔ | ✘ | ✘ | ✘ | Instant |
Payment method | Buy | Sell | Add cash | Cash out | Speed |
|---|---|---|---|---|---|
Debit card | ✔ | ✘ | ✘ | ✘ | Instant |
USD Bank account (SWIFT) | ✘ | ✘ | ✔ | ✔ | 3-4 business days |
Troubleshoot payment method addition
For card verification, Coinbase sends two test charges between 1.01 and 1.99 in your local currency. If these test transactions are not visible, try again, or:
Review pending or processing charges on your card issuer's website.
After 24 hours, contact your card issuer to ask for the amounts of any pending Coinbase authorizations, or see if the charges have been blocked.
Note:
1.00 charges are caused by the card processing network, and are not used for verification.
We will cancel the verification charges, and they will disappear after 10 business days.
If your card doesn't support 3D Secure, an error message will appear. This is determined by your card provider and not something Coinbase can bypass.
A successful deposit will verify your bank account. For transfer details, including your unique reference code, follow the steps in the section Add and verify your payment method.
Bank transfers made through Single Euro Payments Area (SEPA) are used for transfers denominated in Euros (EUR), and have no fees.
For PayPal support, refer to our PayPal FAQ article.
Apple Pay or Google Pay appear as a payment method when a Visa or Mastercard debit card is linked to your Wallet. If they don’t, ensure you're using a supported device or browser, and your settings are correct.
A successful deposit will verify your bank account. For transfer details, complete the steps in the section Add and verify your payment method.
Instructions, including bank account number, are unique to your Coinbase account. There is no need for a transaction reference.
Customers in the Netherlands can use iDEAL to link their bank account to buy crypto or fund their Coinbase account. Verification requires bank sign-in.
Customers in Germany, Austria, Switzerland and Belgium can link their bank account to fund their Coinbase account. Verification requires bank sign-in.