Payment methods for European customers

UK customers

If you reside in the UK, learn more about payment methods.

Coinbase supports the following payment methods for European customers in supported countries.

Best For

Buy

Sell

Add cash

Cash out

Speed

SEPA Transfer

Large amounts, adding cash (EUR), cashing out

1-3 business days

Easy Bank Transfer

Adding cash (EUR)

Netherlands, Finland and Ireland only 

1-3 business days

3D Secure Card

Instant crypto purchases

Instant

Instant Card Cashouts

Cashing out

Instant

Sofort

Adding cash (EUR)

Up to 8 business days

iDeal

Adding cash (EUR)

Instant

PayPal

Instant crypto purchases, Cashing out

Instant

Apple Pay*

Instant crypto purchases

Instant

GooglePay*

Instant crypto purchases

Instant

BancomatPay (Italy)

Adding cash (EUR)

Instant

* Apple Pay and Google Pay are not available in all regions in EU at this time

Note: Coinbase currently does not accept physical checks or bill pay as a payment method to purchase cryptocurrency or to add cash to a user's cash balance. Checks will be returned to sender upon receipt via mail, provided a mailing address is present.

To make a purchase with your bank account using Easy Bank Transfer:

  1. Select Buy & Sell.

  2. Enter the amount.

  3. Select your bank account.

    • If your bank isn't listed, complete a manual transfer first.

  4. Review your order and select Place order.

  5. You'll be directed to your banking app or website to authorize the payment.

Add cash with Easy Bank Transfer

To add cash via SEPA:

  1. Sign in to your Coinbase account.

  2. From the Home Page, select Assets.

  3. Select your EUR balance, then Add Cash.

    • The window will display the details that you need to provide your bank for the transfer.

  4. Initiate a SEPA transfer from your bank to your Coinbase account using the bank details shown in the step above

Your funds will be credited to your account 1-3 business days after you send them. Note: SEPA transfers only process on business days and can take up to 7 calendar days if sent over a weekend or bank holiday.

You are responsible for any conversion or reversal fees performed by your bank.

Note: We're not not able to accept SWIFT international wires at this time. If you send a SWIFT payment to your Coinbase account it will be automatically returned before reaching Coinbase. A return of SWIFT could take up to 10 business days or longer, depending on your bank processing speed.

Bank transfers made via Single Euro Payments Area (SEPA) are used to send payments denominated in Euros (EUR) within the SEPA. SEPA transfers have no fees and can only be denominated in EUR. 

SEPA transfers only process on business days and can take up to 7 calendar days if sent over a weekend or bank holiday.

Checklist for SEPA success

  • Confirm that your bank supports SEPA transfers before sending funds

  • Have a verified ID and phone number added to your Coinbase account

  • Ensure the name on your bank account matches the name on your Coinbase account

    • Corporate or institutional bank accounts aren’t supported unless the institutional onboarding process is completed

  • Include your unique reference code in your bank transfer exactly as it appears

  • Only add cash denominated in EUR

To add cash via SEPA:

  1. Sign in to your Coinbase account.

  2. From the Home Page, select Assets.

  3. Select your EUR balance, then Add Cash.

    • The window will display the details that you need to provide your bank for the transfer.

  4. Initiate a SEPA transfer from your bank to your Coinbase account using the bank details shown in the step above.

Your funds will be credited to your account 1-3 business days after you send them. Note: SEPA transfers only process on business days and can take up to 7 calendar days if sent over a weekend or bank holiday.

You are responsible for any conversion or reversal fees performed by your bank.

Note: We're not not able to accept SWIFT international wires at this time. If you send a SWIFT payment to your Coinbase account it will be automatically returned before reaching Coinbase. A return of SWIFT could take up to 10 business days or longer, depending on your bank processing speed.

Before you can cash out euros to your bank account, you will need to successfully add cash to your Coinbase EUR balance via SEPA. Instructions for this are covered above.

To cash out euros from your Coinbase account, follow these steps.

Mobile

  1. Tap Assets.

  2. Tap EUR.

  3. Tap Cash out

  4. Confirm your bank account info if requested.

  5. Confirm the cashout.

Cashing out typically takes 1-3 business days to complete. To avoid any loss due to conversion rates, please ensure that the bank account receiving your cashout is denominated in EUR.

To instantly cash out from your EUR balance:

  1. Ensure you have money in your EUR balance (you may need to sell crypto).

  2. From your EUR balance, select Cash out.

  3. Choose your linked card from the menu as the cash out option.

For more information about cashing out via Instant Card, please see here.

You can make a purchase with a credit or debit card if your card supports "3D Secure" (3DS). With this payment method, you will not have to pre-fund your account to place an order. You can purchase instantly without waiting for a bank transfer to complete. To see if your card supports 3DS, contact your credit/debit card provider directly.

To get started:

  1. When signed in to your account, go to the payment methods page.

  2. Select Add a Credit/Debit Card at the top of the page.

  3. Enter your card information (the address must match the billing address for the card).

  4. If needed, add a billing address for the card.

  5. You should now see a window that says Card Added and a Buy Digital Currency option.

  6. You can now buy digital currency from the Buy/Sell page anytime.

To make a 3DS purchase:

  1. Go to the Buy/Sell page.

  2. Enter the desired amount.

  3. Select the card on the payment methods drop down menu.

  4. Confirm the order is correct and click Complete Buy.

  5. You will be directed to your bank's website (Process different depending on bank).

Learn how to purchase using a 3D Secure card via the mobile app here.

Note: Coinbase no longer supports linking new credit cards and some card issuers are blocking digital currency purchases with existing credit cards. If you have a credit card linked already, your bank may charge additional fees for Coinbase credit card purchases. To avoid these fees, switch to a debit card or bank account.

We're also unable to support prepaid cards or other cards without an associated billing address.

All credit card and debit card payments are processed through Coinbase Payments for the UK and Coinbase Ireland for the rest of Europe.

How do I link my PayPal account?

  1. Complete all identity document verification steps and confirm that your country of residence is correct.

  2.  From your account Settings, select Payment Methods, then Add a Payment Method.

  3. Select PayPal and you'll be prompted to sign in to PayPal.

Important:

  • If your PayPal email does not match your Coinbase email, you'll need to complete two-factor authentication on Coinbase for security purposes. 

  • Your PayPal account’s country must match your Coinbase account’s country. 

  • You can only link your PayPal account to one Coinbase account at a time.    

  • To add a different PayPal account, you must first unlink your previous one on file. 

You can purchase crypto through Coinbase using Apple Pay linked to your debit card.

If you already have a Visa or Mastercard debit card linked in your Apple Wallet, Apple Pay will automatically appear as a payment method when you’re buying crypto on an Apple Pay-supported iOS device or a Safari web browser if you’re signed in to your Apple account.

Buy crypto with Apple Pay

  1. Select the cryptocurrency you want to buy.

  2. Enter the amount.

  3. Select Apple Pay from the list of available payment methods.

  • Your purchase limit is equal to the sum of both your own debit card's transaction limit and Coinbase limits

    • Limits vary depending on region and payment-method type. You can view your limits on the Account limits section of your Settings.

  • Apple Pay is not available on Chrome browser at this time.

  • If your transaction is canceled, please contact your card issuer. 

  • If Apple Pay doesn't appear as an available payment method:

    • Ensure you’re using an iOS device or Safari, and that you're signed into your account

    • Ensure your OS is up to date

    • Contact Apple Pay support

You can purchase crypto through Coinbase using Google Pay linked to your debit card. 

If you already have a Visa or Mastercard debit card linked to your Google Wallet, Google Pay will automatically appear as a payment method when you’re buying crypto on a Google Pay-supported Android device or a supported web browser if you’re signed in to your Google account.

Buy crypto with Google Pay

  1. Select the cryptocurrency you want to buy.

  2. Enter the amount.

  3. Select Google Pay from the list of available payment methods.

  • Google Pay supports the following web browsers:

    • Google Chrome, Microsoft Edge, Mozilla Firefox, Opera, Safari, UC Browser

  • If your transaction is canceled, please contact your card issuer. 

  • If Google Pay doesn't appear as an available payment method:

    • Ensure you’re using an Android device or supported web browser and that you’re signed into your Google account

    • Ensure your device or web browser is up to date

    • In your Google Pay settings, turn on sharing in the "Share that you have Google Pay with companies outside of Google" section located under your Privacy settings (on web) or Data & Personalization (in the mobile app) 

    • Contact Google Pay

SOFORT is a popular online banking payment method in Europe with high usage in Germany, Austria, Switzerland and Belgium.

Coinbase customers can link their bank account using SOFORT to deposit funds to their Coinbase account. Customers will be prompted to sign in to their bank to complete verification.

At this time, SOFORT is deposit only.

To use SOFORT on Coinbase:

Ensure the name on your bank account matches the name on your Coinbase account.

  1. Select Assets on the top of the page.

  2. Select your EUR balance.

  3. Select Add cash.

  4. Follow the instructions on your screen.

Your funds will usually take 8 business days to process. We are not able to complete the processing faster.

iDEAL is an e-commerce payment system used in the Netherlands that allows customers to transfer funds from their bank account.

Coinbase customers can link their bank account using iDeal to deposit funds to their Coinbase account. Customers will be prompted to sign in to their bank to complete verification.

At this time, iDeal is deposit only.

How to use iDeal on Coinbase:

Ensure the name on your bank account matches the name on your Coinbase account.

  1. Select Assets on the top of the page.

  2. Select your EUR balance.

  3. Select Add cash.

  4. Follow the instructions on your screen.

Your funds will usually be credited to your account instantly. 

Bancomat is a mobile payment service that allows customers to make purchases through an app on their phone. It is available to all PagoBancomat cardholders through their banking app or the Bancomat Pay app. Customers use their mobile number at checkout and confirm the payment through the app by PIN, fingerprint, or face recognition.

To use Bancomat on Coinbase:

  1. Select Add Cash, then select Bancomat.

  2. Enter an amount and select Continue.

  3. Authorize the payment using your bank’s app or the Bancomat Pay app.

  4. Return to the Coinbase app to view the status of your payment.