Instant Cashouts

Visa Cards

If you're residing in the US, UK, or EU with a linked bank account or Visa Fast Funds-enabled credit and debit card, you may now be able to instantly and securely cash out using your card.

Bank accounts

If you're residing in the US, you may be able to instantly cashout money from your USD wallets directly to your Real Time Payments (RTP) enabled US bank account.

Instant Cashouts let you get your money in seconds, 24/7, without the high costs of uncapped fees.

Instant Card Cashouts

Instant Card Cashout allow eligible Coinbase customers to instantly cash out from your local currency wallet directly to your Visa Fast Funds-enabled credit and debit cards. 

Please note that US customers can only link Visa Fast Funds or MasterCard Send enabled debit cards (Visa Fast Funds and MasterCard Send are card functionalities that allow real-time transaction processing).

MasterCard cashouts are not supported for the EU or UK at this time. 

Am I eligible? 

In order to be eligible for Instant Card Cashout, you must:

  • Live in the UK, EU, or US

  • Have a verified and linked credit/debit card on Coinbase.com that is Visa Fast Funds or MasterCard Send enabled by your card issuer 

  • Have a GBP, Euro, or USD wallet on Coinbase.com

How does it work? 

There are only a few steps to instantly cash out from your GBP, Euro, or USD wallet.

  1. Ensure you have money in your GBP, Euro, or USD wallet (you may need to sell crypto).

  2. In your GBP, Euro, or USD wallet, select Cash Out

  3. Select your linked card from the menu as the cash out option

If you don't have any cards linked to your Coinbase account, see these help articles for UK customersEU customers, and US customers.

How long do Instant Card Cashouts take?

In most cases your cashout will post to your account within 30 minutes, however processing can take up to 24 hours. 

Do Instant Card Cashouts work for all cards? 

No, not all card providers allow Instant Card Cashouts on their platform. If you don't see your card listed as an option, this means your card does not allow this feature. Card eligibility requirements are created by your bank or card provider—please contact them for more information about providing Visa Fast Funds or MasterCard Send for your card.

Are there fees or minimums? 

For UK or EU customers
The Instant Card Cashout transaction fee of up to 2% of any transaction and a minimum fee of £0.55 or €0.55.

The minimum cashout amount must be greater than the fee of £0.55 or €0.55.

For US customers
The Instant Card Cashout transaction fee of up to 1.5% of any transaction and a minimum fee of $0.55. 

The minimum cashout amount must be greater than the fee of $0.55. 

Can I sell crypto directly to my card?

No, you must first sell your crypto to your GBP,  Euro, or USD wallet. After you have money in your GBPEuro, or USD wallet, you can cash out to your card. 

Are there limits? 

There are no Coinbase limits for Instant Card Cashouts, but your card may have limits. Check with your card provider if you don't know how much you can instantly cash out to your debit card. 

How is my card data secured?

Card data is securely transferred and hosted off-site by payment vendors. You can read about our data policy here.

Instant Bank Cashouts

Instant cash outs allow US Coinbase customers to instantly cashout money from your USD wallets directly to your Real Time Payments (RTP) enabled US bank accounts.

Am I eligible?

In order to be eligible for Instant Bank Cashouts, you must:

  • Live in the US.

  • Have a verified and linked US bank account on Coinbase.com that is Real Time Payments enabled by your bank. See if your bank supports Real Time Payments*.

  • Have a USD wallet on Coinbase.com.

*Please note that even if your bank is listed here, your individual branch may not yet support RTP. You’ll want to contact your local branch for more information. 

How does it work?

There are only a few steps to instantly cash out from a USD wallet.

  1. Make sure you have a USD wallet - you may need to sell crypto in order to get a USD balance in your wallet.
  2. From your US dollar wallet in your account, select Cash out.
  3. Select your linked bank account from the menu as the cash out option

Don't have any bank accounts linked to your Coinbase account? Learn about Payment methods for US customers.

How long do Instant Bank Cashouts take?

Real Time Payments are processed 24 hours a day, 7 days a week and 365 days a year. In most cases your cashout will post to your bank account within 60 seconds, however processing can take up to 24 hours. 

Do Instant Bank Cashouts work for all US Bank Accounts?

No, not all banks support Real Time Payments on their platform. If you don't see your bank listed as an option, this means that they do not support this feature. Eligibility requirements are created by your bank—please contact your local bank branch for more information about providing Real Time Payments.

Are there fees or minimums?

  • The fee is 1.5% of the transaction amount for anything up to $10K. 

  • Anything over $10K is a flat fee of $150.

  • Minimum fee is $0.55

  • The minimum cash out amount must be greater than the fee of $1.00. 

Are there limits?

Yes, you cannot cash out more than $100,000 per transaction. 

Can I sell crypto directly to my Bank?

No, you must first sell your crypto to USD wallet. After you have money in your USD wallet, you can cash out to your bank account. 

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